Most Australian women are Medicare eligible and if you are Medicare-eligible, Medicare will cover a portion of your care. The amount will vary according to your individual circumstances, based on whether or not you have a healthcare card, where you are at with your family safety net and also Extended Safety Net. For more information about the Medicare safety nets click here.
Under the Health Insurance Act Private Health Funds must provide at least 25% of the scheduled fee for in-hospital care so you will receive some benefit for birth care if you have obstetric/pregnancy cover in your plan. Additionally, there are health funds which will cover other midwifery services including education and postnatal care and will also pay for more out of pocket costs around your birth care. It will depend on which health fund and the level of cover you have as to what you will receive from your fund.
At My Midwives, we believe where you birth your baby is an important decision and we understand that there are many individual factors that apply to each and every person’s choice. As a basic guide, we have admitting rights to a range of hospitals and birth centres and also provide home birth care. The specifics of each decision are discussed throughout pregnancy, however, we are one of few practices that can truly encourage you to choose your care provider knowing that you can make a final decision about place of birth as your pregnancy evolves. We are also happy to support women who may not live in a location where they have access to midwifery care with virtual services and relocation closer to a midwifery practice for birth care.
At any time during your care if your midwife suspects something out of the ordinary, has any concerns or you are worried, you will be referred to seek further care. This care may be from a medical practitioner such as a GP, obstetrician, pediatrician, hospital team or another relevant specialist. We are completely confident to provide care that meets your needs and liaise very frequently with our collaborating hospitals and doctors. We also work with a wide array of allied health practitioners and complementary therapists to ensure your wider needs may be met.
Some women will continue to see an obstetrician where it is recommended or it is their choice to see one.
If you are birthing in a public facility you will discuss with your midwife any other practitioners you may have involved in your care. You have the option for obstetric visits and where significant complexity arises you may be asked to see an obstetrician as well as your midwife. Overall the majority of women do not need to see an obstetrician but may choose to see one for some reason.
Our midwives are accredited to provide water immersion for pain relief and also water birth. Water immersion and water births are an option in most but not all facilities so please discuss this with your midwife.
You do not need a referral for most aspects of care, however, if you are coming for one-off visits or shared care we may ask one to fulfil your Medicare requirements. You do not need a referral for your bulk-billed initial consultation and following this, any additional requirements will be discussed with you.
To arrange a tailored payment plan, please speak with our friendly administration team.
There are many options for care at a My Midwives branch. Each branch operates independently and has its own fee structure. When you make contact with a clinic you will be offered an Initial Antenatal and information visit. At this visit, not only will you be offered an antenatal check, you will also have the opportunity to discuss your options for models of care, care givers for pregnancy and birth and how much the care will cost you. There are options for those with Private Health cover and those who have Health Care Cards. Please contact My Midwives in your area to make an initial appointment.
In each branch our Medicare eligible midwives are able to provide a Medicare rebate for the care you receive. The amount of this rebate will depend on whether or not you or your family have reached the Medicare Safety Net and/or Extended Medicare Safety Net. Please visit Medicare for more information about the Safety Nets.
At My Midwives branches there is now a simple solution which allows you to obtain private midwifery care whilst balancing your expenses. My Midwives has formed a relationship with MediCredit which will fund all midwifery services and associated costs including your hospital fees. Payment Plan options are available from $25 per week and applications will generally be conditionally approved within 24-48 hrs.
To apply all you have to do is click here and complete an application. If you have specific questions about the payment plans please call 1300 884 355.